Small Business Loans Since 2008

Fast & Flexible Business Loan Solutions

Smiling woman promoting same day funding for fast and flexible business loan solutions.
A+ rating from BBB for Advance Funds Network, offering fast and flexible business loan solutions since 2008.
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Smiling woman promoting same day funding for fast and flexible business loan solutions.
A+ rating from BBB for Advance Funds Network, offering fast and flexible business loan solutions since 2008.
Over 1400+ Reviews Tell the Tale.

Real Stories. Real Success.

Let’s see if we're a match!

See how much business funding you may qualify for below!

My Credit is
How much could I qualify for?
$130K
$10K
$1mm+
$148K

*Results shown are for illustration purposes only. Applications are subject to approval.

Owning a business may not always be simple—but applying with us is.

Smiling woman in a red jacket at a desk, representing fast and flexible business loan solutions.

A range of funding options for your business

Term business loan

We don’t just look at credit scores; we see your business potential. Funding in just 4 hours, with no hidden fees.

Working capital loans

Simple, fee-free and not dependent on credit history. Ideal for businesses with a steady monthly revenue of $15,000+.

Business line of credit

Flexible funds when your business needs it. Our line of credit offers easy access to money, helping you handle sudden costs.

Equipment financing

Afford essential tools with our equipment financing. Spread the cost over time, making it easier for your business to grow without heavy upfront expenses.

Merchant cash advance

Need funds fast? Our merchant cash advance is ideal for quick cash boosts, with simple, speedy processing to support your business’s needs.

debt Consolidation

Simplify your debts. Merge multiple payments into one, easing your financial management and focusing more on growing your business.

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WHY BUSINESSES CHOOSE US

Your partner in
small business financing

Choose a better way to secure a small business loan. We get the challenges of cash flow gaps, unexpected expenses, and growth in a competitive market. Our team offers fast, tailored funding solutions with clear terms—no lengthy processes. Turn financial challenges into opportunities with a partner that prioritizes your business’s success.

Advance Funds Network in a Nutshell

Advance Funds Network is one of the easiest ways to obtain financing for your existing business. Since 2007, we established ourselves as a leader in the small-medium sized business marketplace. We provide your business with several funding options until we find the one that works best for you. We never charge any upfront fees.

FREQUENTLY ASKED QUESTIONS

Common questions. Straight answers.

What types of small business loans are available?

Business loans come in several forms, depending on a company’s needs and financial situation. Common types include term loans (fixed repayment over time), lines of credit (borrow only what you need), equipment financing (specific to purchasing machinery or tools), and merchant cash advances (borrowing against future sales). Each option suits different needs, such as expanding operations or managing cash flow.

Same-day funding typically involves lenders who can quickly approve and disburse loans. The process often requires minimal documentation, such as proof of income and a business bank account. Applications are usually online, and decisions are typically made within hours, allowing funds to be deposited by the end of the day in many cases. However, terms and fees for expedited funding might vary.

Credit score requirements vary by lender and loan type. Traditional lenders, like banks, usually require a good to excellent credit score (typically 650+). Alternative lenders or funding platforms may have more flexible criteria, focusing on revenue, time in business, or other factors rather than credit history alone.

Short-term business loans can provide quick access to capital, but they may come with higher interest rates or fees compared to traditional loans. It’s important to assess whether the loan’s cost aligns with the expected benefit, such as covering an urgent expense or seizing a business opportunity. Borrowers should always review repayment terms carefully.

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