Effective Date: May 1, 2026This Privacy Policy (the “Privacy Policy”) applies to Advance Funds Network LLC and its subsidiaries and affiliates (collectively, “Advance Funds Network,” “AFN,” “we,” “us,” or “our”). AFN respects the privacy of its clients, customers, applicants, and the visitors and users of its website and services (collectively, “Users” or “you”). This Privacy Policy explains how we collect, use, disclose, retain, and protect information about you when you visit our websites at https://www.afnllc.com, https://advancefundsnetwork.com, https://advancefundsnetwork.ca and any affiliated websites (the “Website”), when you use our finance products and online services (the “Services”), and when you otherwise interact with us.AFN is a financial services provider. Our handling of nonpublic personal information about consumers who obtain financial products or services from us is also governed by the federal Gramm-Leach-Bliley Act (“GLBA”) and its implementing regulations, including Regulation P. Where the GLBA and applicable state financial-privacy laws apply to information we collect, those laws govern that information. This Privacy Policy describes our broader online and offline information practices and the rights that may be available to you under U.S. state privacy laws.If you obtain a financial product or service from us for personal, family, or household purposes, we provide a separate GLBA privacy notice that describes the categories of nonpublic personal information we collect and share, the parties with whom we share it, and your right, where applicable, to opt out of certain sharing of that information. That GLBA notice governs the nonpublic personal information it covers, and this Privacy Policy does not replace it. To request a copy of our GLBA privacy notice or to exercise any opt-out described in it, contact us at privacy@afnllc.com.Our goal is to give you clear, accessible information about our data practices and your privacy choices. The summary below links to the corresponding sections of this Privacy Policy. Any capitalized terms that are not defined here have the meaning given to them in our Terms of Service.

In This Privacy Policy

• Information We Collect
• How We Collect Information
• How We Use Information
• Cookies, Analytics, and Online Advertising
• How We Share Information
• Your Privacy Choices and Opt-Out Rights
• Universal Opt-Out Mechanisms and Global Privacy Control
• U.S. State Privacy Rights
• California Privacy Disclosures
• SMS / Text Messaging Consent Policy
• Florida Telephone Solicitation Policy
• Data Retention
• Data Security
• Data Breach Notification
• International and Cross-Border Data Transfers
• Protecting Minors
• Links to Other Websites and Services
• Changes to This Privacy Policy
• How to Contact Us
• Accessibility Statement

Information We Collect

In connection with your use of our Website and Services, we collect the following categories of information.

Personal Information

Personal Information means information that identifies, relates to, describes, or could reasonably be linked, directly or indirectly, with a particular individual or household. Depending on how you interact with us, Personal Information we collect may include your name, postal address, email address, telephone and fax numbers, date of birth, Social Security number or Taxpayer Identification Number, government-issued identification, financial profile, income and asset information, bank account and payment-card information, credit scores and credit history, and information about the business on whose behalf you apply. Personal Information does not include information that has been anonymized or aggregated so that it can no longer reasonably be linked to you.In this Privacy Policy, Personal Information may relate to an individual business owner, principal, business representative, guarantor, loan or funding applicant, or Website visitor.Beneficial-ownership information. U.S. federal law requires AFN to collect and verify beneficial-ownership information about our business customers. If you make payments through the Services, we may also collect payment and invoicing data, including names, postal and email addresses, and telephone numbers.As a general matter, we do not collect Personal Information when you simply visit our Website unless you choose to provide it or you use Services that require it.Sensitive InformationSome of the information we collect, such as your Social Security number, Taxpayer Identification Number, financial-account information, and similar identifiers, is treated as sensitive under certain state privacy laws. We collect and use sensitive information only as necessary to provide and administer the Services you request, to verify your identity, to underwrite and service funding, to prevent fraud, and to comply with our legal obligations. We do not use or disclose sensitive information for purposes of inferring characteristics about you.Device and Technical InformationWhen you use our Website, we automatically collect information about the computer, mobile device, or other device you use to access the Services. This may include information about downloads, usage, and access for mobile applications or mobile-optimized sites; IP addresses or other unique identifiers assigned to your device; browser type; the third-party website that referred you; operating system; internet service provider; search terms you enter on our Website; the areas of the Website or Services you visit; the date, time, and duration of your visits; internet connection information; referring and exit pages; and clickstream data. In some cases this information can be associated with you and is treated as Personal Information.

How We Collect Information

The information we collect about you depends on how you use our Services.Information you provide to us. We collect information when you register for or use the Services. For example, we collect Personal Information and business-related information when you create an account, complete forms or fields on the Website, or apply for a product or service. We also collect information when you communicate with us by email, mail, text message, telephone, fax, or other means.Information collected automatically. As described above, we automatically collect information from your device when you access the Services, including through downloading or using a mobile application or a mobile-optimized site. We may also collect information when you view content about the Services on a third-party website or open our emails. We and our service providers use cookies, web beacons, pixel tags, and similar technologies to collect this information.Information from third parties. We collect information about you from credit bureaus (including your credit history), identity-verification and fraud-prevention services, our affiliates, business partners, Funders, and providers of marketing and demographic data.IP AddressesAn IP address is a unique number assigned to your device when it connects to the internet. Our web servers may log IP addresses when Users request pages from our Website. We use IP addresses for purposes such as system administration, reporting aggregate information, and tracking Website usage. IP addresses associated with your devices are treated as Personal Information.Cookies and Similar TechnologiesCookies are small text files containing a string of alphanumeric characters. When you visit the Services, we or our analytics providers may place one or more cookies on your device to recognize your browser and improve your experience. We may use both session cookies and persistent cookies.

• Session cookies: a session cookie expires when you close your browser.
• Persistent cookies: a persistent cookie remains after you close your browser and may be used on later visits. Persistent cookies can tell us how you use the Services, such as the pages you view and the links you click, and allow us to recognize your usage over time.
• Cookie choices: you can set your browser to refuse all cookies or to indicate when a cookie is being sent. To learn how to change your cookie settings, review your browser’s “Help” file. If you delete or decline cookies, you may not be able to use all features of the Services.

Clear GIFs, pixel tags, and similar technologies. Clear GIFs (also known as web beacons or pixel tags) are small graphics with a unique identifier that function similarly to cookies but are embedded invisibly in web pages and emails. We and our service providers may use these technologies to track the activities of Website visitors, manage content, and compile usage statistics.

How We Use Information

We use the information we collect to provide, operate, and improve our Services, and for related business purposes, including to:

• Provide, operate, maintain, and enhance the Services;
• Enable your access to and use of the Services;
• Process and service applications for business financing and related products;
• Verify your identity and the beneficial ownership of business customers;
• Send technical notices, updates, security alerts, and administrative messages;
• Streamline the customer registration and application process;
• Provide customer support and respond to your inquiries;
• Conduct surveys and gather feedback about the Services;
• Monitor and analyze trends, usage, and aggregate metrics such as total visitors, traffic, and demographic patterns;
• Notify you about offers, products, and services, and for related marketing and advertising purposes, subject to your choices;
• Detect, diagnose, and resolve technology and security issues;
• Manage and protect our Website and information-technology infrastructure;
• Detect, investigate, and protect against fraud, unauthorized access, and other prohibited or illegal activity, and protect intellectual-property rights;
• Respond to lawful requests and legal process, and to establish, exercise, or defend legal claims;
• Comply with our contractual obligations, policies, industry standards, and applicable laws; and
• Process information in anonymized or aggregated form for analytics, scorecarding, and other business purposes.

We limit the collection, retention, and use of individual customer information to what is reasonably necessary to deliver useful products, services, and opportunities to customers and to meet our business and legal needs. We will use information for other purposes only where we provide notice to you at the time of collection or obtain your consent.

Cookies, Analytics, and Online Advertising

AnalyticsWe use analytics tools, such as Google Analytics, to evaluate use of our Website and, where applicable, our applications, and to improve performance and user experience. These providers may use cookies and similar technologies to perform their services. To learn about Google’s privacy practices, see the Google Privacy Policy. You can install the Google Analytics Opt-out Browser Add-on to prevent your data from being used by Google Analytics.Interest-Based AdvertisingWe, together with advertisers, sponsors, and third-party service providers, may engage advertising networks (such as Google or Meta) to display ads on our Website and elsewhere. These networks and we may use cookies, JavaScript, web beacons (including clear GIFs), and similar technologies to measure the effectiveness of ads and to deliver advertising that may be of interest to you based on your activity over time and across websites. These third-party technologies are governed by each third party’s own privacy policy, not this one.To deliver these ads, we may share certain information about your use of our Website and Services with advertising partners. This information may include your IP address, email address, telephone number, mailing address, name, and company name. We do not sell your Personal Information for monetary consideration; however, some of our advertising-related sharing may qualify as a “sale” or as “sharing” for targeted advertising under California and other U.S. state privacy laws, and you have the right to opt out as described in the sections below.Cross-Device UseWe and our service providers, including Google, may use the information we collect to identify other devices that you use, so that we can deliver advertising and communications across your devices. If you opt out of targeted advertising through a browser-based tool, your opt-out generally applies only to that browser or device.Ad-Network Opt-Out ToolsYou can opt out of many third-party advertising networks, including members of the Digital Advertising Alliance (“DAA”). For information about the DAA program and your choices, visit optout.aboutads.info. For mobile devices, you can use the DAA’s AppChoices tool and your device’s advertising settings. Note that opting out of one or more networks stops those networks from delivering targeted ads to you, but you may still receive non-targeted ads. If you reject cookies, erase your cookies, use a different device, or change browsers, your opt-out may no longer be effective and you may need to renew it.

How We Share Information

We do not rent or sell your Personal Information for monetary consideration. Some of our advertising-related sharing may qualify as a “sale” or “sharing” under California and other state privacy laws, as explained in the advertising and state-rights sections below. We share information in the following circumstances.With Funders and funding partners. By providing AFN with your information and documents, you expressly authorize AFN to disclose any or all of that information and those documents to banks, financial institutions, factors, companies providing merchant cash advances or receivables financing, and other business-funding entities (“Funders”), including in connection with transactions initially declined by AFN or its affiliates. Funders and other parties involved in providing commercial funding, merchant cash advances, or other funding products (“Funder Parties”) may disclose, share, retain, and use that information and those documents in connection with potential transactions. You understand and agree that Funders may keep and share information, documents, and other data provided by AFN or received by them, whether or not you qualify for or proceed with a funding product, and whether or not you initiate a credit or other transaction. You further agree to notify any Funder directly if you no longer wish to receive advertising or telemarketing communications from that Funder.With service providers and business partners. We share information with third-party service providers and business partners that perform services on our behalf, such as payment processing, identity verification, fraud prevention, hosting, analytics, marketing, and customer support. These parties are given only the access needed to perform their services and are required to protect the information.With affiliates. We share information among Advance Funds Network and its parent, subsidiaries, and affiliated companies to operate and improve our Services and offerings. Our affiliates include Business Credit & Capital Ltd. If we are unable to offer you a product, or if you would be better served by an affiliate, we may share your application, information, and documents with an affiliate so that it can evaluate and present funding options to you. Affiliates may use and retain that information in accordance with their own privacy policies.In business transactions. We may buy, sell, divest, or transfer the company or any combination of its products, services, assets, or businesses. Your information may be included among the assets transferred in a merger, acquisition, financing, reorganization, bankruptcy, dissolution, or similar transaction or proceeding.For legal and safety reasons. We will disclose information where required by law, regulation, subpoena, or legal process, or where we reasonably believe disclosure is necessary to comply with the law and lawful requests of law enforcement, to enforce our Terms of Service, to protect the security or integrity of the Services, or to protect the rights, property, or safety of AFN, our Users, or others.Aggregated or de-identified information. We may share information that has been aggregated or de-identified so that it cannot reasonably be used to identify you.We do not authorize our advertising partners to disclose your Personal Information to unrelated third parties for those third parties’ own independent marketing purposes without your consent.

Your Privacy Choices and Opt-Out Rights

Account information and email preferences. You can update your account information and change your email-communication preferences at any time by logging in and adjusting your profile settings. To stop receiving promotional emails, click the “unsubscribe” link in any such email. We process unsubscribe requests promptly. You may not opt out of Service-related communications, such as account verification, feature updates, and technical and security notices.Text messages. You may opt out of SMS messages at any time as described in the SMS / Text Messaging Consent Policy below.Cookies and tracking. For instructions on deleting or disabling cookies and other tracking tools, refer to your browser or mobile-device settings. Disabling these tools may limit some features of the Services. Depending on your device, it may not be possible to disable all tracking mechanisms.Targeted advertising and “sharing.” You can opt out of interest-based advertising using the tools described above, by using a recognized universal opt-out mechanism such as Global Privacy Control (described in the next section), or by clicking the “Do Not Sell or Share My Personal Information” link in the footer of our Website. You may also contact us at privacy@afnllc.com to exercise your choices.

Universal Opt-Out Mechanisms and Global Privacy Control

Several U.S. state privacy laws require businesses to honor universal opt-out mechanisms, such as the Global Privacy Control (GPC). A universal opt-out mechanism is a browser setting or extension that automatically signals your choice to opt out of the “sale” of your personal data and the use of your personal data for targeted advertising. Where required by applicable law, we treat a recognized opt-out preference signal that we detect from your browser or device as a valid request to opt out of the sale or sharing of personal data, and of processing for targeted advertising, for that browser or device. Because the signal is tied to the specific browser or device, you should enable it on each browser and device you use. To learn more about GPC, visit globalprivacycontrol.org.

U.S. State Privacy Rights

A growing number of U.S. states have enacted comprehensive consumer privacy laws. Depending on your state of residence and subject to the exemptions and thresholds in those laws, you may have some or all of the following rights with respect to Personal Information that is subject to those laws:

• Right to know and access. The right to confirm whether we process your Personal Information and to access that information.
• Right to correct. The right to request that we correct inaccurate Personal Information.
• Right to delete. The right to request that we delete Personal Information we have collected about you, subject to legal exceptions.
• Right to portability. The right to obtain a copy of your Personal Information in a portable, and to the extent technically feasible, readily usable format.
• Right to opt out. The right to opt out of the sale of Personal Information, the sharing or processing of Personal Information for targeted advertising, and certain profiling.
• Right to limit sensitive data. The right, in some states, to limit the use and disclosure of sensitive Personal Information.
• Right to non-discrimination. The right not to receive discriminatory treatment for exercising your privacy rights.

Many of these laws exempt financial institutions, or data, that are regulated by the Gramm-Leach-Bliley Act. Where information is governed by the GLBA or other sector-specific laws, those laws control and the state-law rights above may not apply to that information.To exercise any of these rights, contact us at privacy@afnllc.com or call 888-310-3110. We will verify your request before responding, and we may ask you for information to confirm your identity. You may use an authorized agent to submit a request on your behalf, subject to verification. If we deny your request, you may appeal by replying to our decision or by contacting us at the email address above; if your appeal is denied, you may contact your state attorney general.

California Privacy Disclosures

This section provides additional information for California residents under the California Consumer Privacy Act, as amended (the “CCPA”). We do not receive monetary consideration for transferring your Personal Information to third parties, including advertising networks.Categories of Personal Information We Collect and DiscloseWe are required to notify California residents, at or before the point of collection, of the categories of Personal Information we collect and the purposes for which it is used. The following table summarizes the categories we collect and may disclose to third parties, including service providers, for business purposes related to our products and Services.

Category	Examples
Identifiers	Name, company name, postal address, email address, telephone number, account information, Social Security number, driver’s license number, and similar identifiers.
Customer records	Paper and electronic customer and business records that you upload to our system, including financial information.
Protected classifications	Characteristics protected under California or federal law, such as age, sex, race, religion, national origin, sexual orientation, and disability.
Commercial information	Products or services purchased or considered, and other purchasing or use histories and tendencies.
Internet activity	Browsing history, search history, and information about your interaction with a website, application, or advertisement.
Geolocation data	Geographic location information about a User or device.
Audio and visual	Audio, electronic, visual, or similar information.
Professional or employment	Professional or employment-related information.
Education information	Non-public education information.
Inferences	Inferences drawn to create a profile reflecting preferences, characteristics, behavior, and aptitudes.
Sensitive Personal Information	Social Security, driver’s license, or financial-account information used to provide and administer the Services.

We collect these categories from the sources described in “How We Collect Information” and use them for the purposes described in “How We Use Information.” We may disclose each category to service providers, advertising partners, Funders and Funder Parties, affiliates, and other recipients as described in “How We Share Information.”Do Not Sell or Share My Personal InformationCalifornia residents have the right to opt out of the “sale” or “sharing” of their personal information. We do not sell your personal information for monetary consideration. We do share certain personal information with advertising networks to deliver targeted ads, which may be considered a “sale” or “sharing” under California law. You may opt out by using a recognized universal opt-out mechanism such as Global Privacy Control, by using the “Do Not Sell or Share My Personal Information” link in the footer of our Website, or by contacting us at privacy@afnllc.com.California Residents’ RequestsSubject to certain exceptions, California residents may make the following requests free of charge, up to twice every 12 months:

• Right to delete. Request deletion of personal information we collected about you, subject to exceptions, including where the information is needed to complete a transaction, provide a requested service, or perform a contract.
• Right to a copy. Request a copy of the specific pieces of personal information we collected about you in the prior 12 months, delivered free of charge by mail or electronically in a portable and, to the extent technically feasible, readily usable format.
• Right to know. Request information about how we have handled your personal information in the prior 12 months, including the categories collected and the purposes for which they were collected.
• Right to correct. Request that we correct inaccurate personal information we maintain about you.

“Shine the Light.” California residents may request, once per calendar year and free of charge, a list of the personal information (if any) we disclosed to third parties for those third parties’ direct-marketing purposes in the prior year. In your request, please attest that you are a California resident and provide a current California address.Non-discrimination. We will not discriminate against you for exercising your privacy rights, including by denying services, charging different prices, or providing a different level or quality of services, except where permitted by law.To submit a request, contact us at 888-310-3110 or privacy@afnllc.com. We will respond to verifiable requests as required by law.

SMS / Text Messaging Consent Policy

AFN values your privacy and complies with applicable laws governing electronic communications, including the Telephone Consumer Protection Act. This section describes the terms for receiving SMS (text message) communications from AFN. By providing your mobile telephone number and opting in, you agree to the following.

• Consent to receive SMS. By providing your mobile number, you expressly consent to receive SMS communications from AFN. These may include account updates, notifications, offers, promotions, and other information related to our funding services.
• Opt-in requirement. Providing your mobile number and opting in is voluntary and is not a condition of obtaining our Services.
• Message frequency and rates. Message frequency varies. Message and data rates may apply.
• How to opt out. You may revoke your consent at any time by texting “STOP” to 888-310-3110 or contacting us at privacy@afnllc.com. After you opt out, you will no longer receive SMS communications from AFN except any legally required notifications. For help, text “HELP” or contact us at the number or email above.
• Privacy of your mobile information. We do not sell, rent, or lease your SMS opt-in information or mobile telephone number, and we do not share this information or other Personal Information with third parties for their own marketing purposes. Mobile opt-in data is not shared with third parties for marketing.
• Accessible alternatives. If you need alternative communication methods or have accessibility needs, contact us at 888-310-3110 or privacy@afnllc.com, and we will make reasonable efforts to accommodate your request.
• Legal disclaimer. SMS communications are subject to limitations and security risks inherent in electronic communication. AFN is not liable for unauthorized access, interception, or loss of information transmitted through SMS.

Standard message and data rates may apply. For assistance regarding this SMS Consent Policy, contact AFN at 888-310-3110 or privacy@afnllc.com. This SMS Consent Policy may change; please review it periodically.

Florida Telephone Solicitation Policy

AFN is committed to complying with the Florida Telephone Solicitation Act (the “Act”) to protect the privacy and interests of consumers. This policy describes our guidelines for telephone solicitation.

• Do-Not-Call list. AFN maintains and regularly updates an internal Do-Not-Call list that incorporates numbers registered on applicable state and federal Do-Not-Call lists, and adheres to restrictions on calling those numbers. Employees and agents involved in telephone solicitation are trained on Do-Not-Call compliance and have access to the current list.
• Caller identification. Telemarketing calls made by AFN transmit accurate caller-identification information, including the solicitor’s name and telephone number. Technical issues affecting caller-ID transmission are promptly addressed.
• Time restrictions. Solicitation calls are made only during permissible hours, generally between 8 a.m. and 8 p.m., as specified by the Act, and AFN adheres to applicable time restrictions.
• Identification and disclosures. Our representatives identify themselves and the purpose of the call at the outset and provide accurate information about the funding services offered, including relevant terms, conditions, and costs.
• Sales practices. AFN prohibits deceptive or unfair sales practices, including false statements and misrepresentations, and requires professional, ethical conduct consistent with the Act.
• Record keeping. AFN maintains records of its call lists, including the source of each list, for the period required by the Act, and stores them securely for inspection by authorized regulators.
• Compliance and monitoring. AFN designates a responsible party to oversee compliance and conducts regular monitoring and audits.
• Enforcement and reporting. Suspected violations should be reported to the designated responsible party, and appropriate disciplinary action will be taken for violations.
• Amendments. This policy may be amended to reflect changes in the Act or regulatory requirements.

For questions about this policy, contact us at 888-310-3110 or privacy@afnllc.com.

Data Retention

We retain Personal Information for as long as necessary to fulfill the purposes described in this Privacy Policy, including to provide the Services, maintain business records, and comply with our legal, tax, accounting, and regulatory obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we take reasonable steps to delete, de-identify, or securely store it. After your account is terminated or deactivated, we may retain certain information for a commercially reasonable period for backup, archival, audit, and legal-compliance purposes.

Data Security

AFN takes the security of your information seriously. We implement commercially reasonable physical, technical, and organizational measures designed to protect the information we collect against unauthorized access, disclosure, misuse, alteration, or destruction. These measures include physical access controls, firewalls, data encryption, and access-authorization controls.You are responsible for any use of the Services through your account, whether by you or a third party, and for managing access to communications you receive from us. No method of transmission over the internet or method of electronic storage is completely secure. While we strive to protect your information, we cannot guarantee its absolute security, and we are not responsible for the theft, destruction, or inadvertent disclosure of your information beyond our reasonable control. We continue to adapt our security measures as technology and threats evolve.

Data Breach Notification

In the event that your Personal Information is compromised in a security breach, we will notify you and applicable authorities as required by, and in accordance with, applicable federal and state breach-notification laws. We will provide notice in the most expedient time reasonable under the circumstances, although notification may be delayed while we take measures to determine the scope of the breach and restore the integrity of our systems, or where notification would impede a criminal investigation or otherwise as permitted by law.

International and Cross-Border Data Transfers

Information collected through the Services may be stored and processed in the United States and in other countries where AFN, its affiliates, subsidiaries, or service providers operate. AFN may transfer information, including Personal Information, across national borders, including from your home country or jurisdiction to others.If you reside outside the United States, including in the European Union or other regions whose data-protection laws differ from those of the United States, please be aware that we may transfer your information to a jurisdiction that may not provide the same level of data protection as your home jurisdiction. By using the Services and providing your information, you consent to the transfer of your information to the United States and other countries where AFN, its affiliates, subsidiaries, or service providers operate, and to the use and disclosure of your information as described in this Privacy Policy.

Protecting Minors

AFN is committed to the safety and privacy of children. Our Website and Services are intended for adults and are not directed to anyone under 18 years of age. We do not knowingly collect or solicit information from anyone under 18, and we do not knowingly allow such persons to register as Users.If we learn that we have collected Personal Information from an individual under 18 without the required parental consent, we will take steps to delete that information promptly. If you believe we may hold information from or about a minor under 18, please contact us at privacy@afnllc.com.

Links to Other Websites and Services

Our Services may contain links to third-party websites and services. We are not responsible for the privacy practices or content of those third parties, including information they collect or send to you. This Privacy Policy does not apply to third-party websites or services. Your interactions with any third-party website or service are governed by that third party’s own policies. This Privacy Policy also does not cover information we collect by other means, including offline, or from sources other than the Services.

Changes to This Privacy Policy

We review this Privacy Policy periodically to reflect changes in our business and practices, so you should revisit this page from time to time. When we make a material change, we will post the updated Privacy Policy and revise the effective date above. Your continued use of the Services after an update means that you accept the revised Privacy Policy.

How to Contact Us

If you have questions about this Privacy Policy or our Services, or if you wish to exercise your privacy rights, please contact us:Advance Funds Network464 Kings Highway, Brooklyn, NY 11223Telephone: 888-310-3110Email: privacy@afnllc.com

Accessibility Statement

This is an accessibility statement from Advance Funds Network LLC, covering the AFN Website and affiliated pages.Measures to Support AccessibilityAFN takes the following measures to support accessibility of its Website:

• Providing continual accessibility training for our staff;
• Assigning clear accessibility goals and responsibilities; and
• Employing formal accessibility quality-assurance methods.

Conformance StatusThe Web Content Accessibility Guidelines (WCAG) define requirements for designers and developers to improve accessibility for people with disabilities. The AFN Website aims to conform to WCAG. The Website is partially conformant with WCAG, meaning some content may not yet fully meet the standard. We are actively working to address non-conformant elements and improve the overall accessibility of our Website. Some content may still require further adjustment.Feedback and Contact InformationWe welcome your feedback on the accessibility of the AFN Website. If you encounter an accessibility barrier, or if an accessibility issue prevents you from accessing information or completing a transaction, please let us know and we will make reasonable efforts to assist you through alternative means. We aim to respond within two to five business days.Telephone: 888-310-3110Email: privacy@afnllc.comPostal address: 464 Kings Highway, Brooklyn, NY 11223