merchant cash Advance
- Transparent Simple Terms
- No Upfront Fees
- Approvals within minutes
- Funding within hours

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What Is a Merchant Cash Advance?
A Merchant Cash Advance is a financial arrangement where a business receives a lump sum of capital upfront in exchange for a percentage of its process sales or future receivables. It’s commonly used by small businesses with limited access to traditional loans. Unlike traditional loans, MCAs use a factor discount rate instead of a fixed interest rate, and repayments are deducted daily, weekly, bi-weekly.
What Do You Need to Qualify?
Time In Business
Minimum 3 months
Annual Revenue
Projected annual revenue $200,000+
Personal Credit
No minimum credit score!
Our Process

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FAQ
Merchant Cash Advance
An MCA is a financial arrangement where a business receives a lump sum of capital upfront in exchange for a percentage of its process sales or future receivables.
Eligibility for an MCA is often based on the following:
1. Minimum 3 months in business
2. Projected annual revenue of 200k+
3. No minimum credit score
MCAs do not have a interest rate. Instead, they use a factor discount rate that determines the purchase price for the future receivables.
No. Our flexible platform is designed to accommodate various credit situations. We strive to provide financing options tailored to your needs, regardless of your credit score.
This is the fastest of all our funding programs, you can access the funds within the same day or a few business days after approval. Advance Funds Network strives to provide quick and efficient funding to meet your immediate financial needs.