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Same Day Funding Across USA & Canada

Proudly Serving Canada Since 2008

Equipment financing made easy for Canadian businesses

  • Should be Empty:

"Tyler was amazing. Very knowledgeable and trustworthy. He made the experience quick and easy. Thanks for all your help."

Merhi H., Ontario

Financing amount

$5K - $750K

Terms available

6 - 24 Months

Avg. approval time

24 Hours

What is equipment financing?

Equipment financing lets you purchase or lease equipment with structured payments over time. Instead of paying the full amount upfront, your business gets what it needs right away while preserving working capital. This is a smart way for Canadian businesses to invest in tools and technology without the financial strain.

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What can you use equipment financing for?

Whether it is construction machinery, commercial vehicles, kitchen appliances, or office technology, equipment financing gives you the freedom to upgrade without large upfront costs. It is a great solution for Canadian businesses across industries looking to stay competitive with the right tools in place.

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Trusted by small businesses across Canada

For over 18 years, Advance Funds Network has been the trusted partner empowering small businesses with tailored financing solutions designed for your unique needs.

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Minimum funding requirements

Advance Funds Network offers a variety of funding options across all provinces in Canada based on these minimum eligibility requirements:

Location

Canada

monthly deposits

$20,000

time in business

6 Months+

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How do I get started?

Our process is designed to be simple and efficient, so you can focus on running your business while we take care of the rest.

step 1

Submit Application Online

We need a few basic details from you, the entire process takes less than 3 mins!

step 2

Compare Approvals

Once your application is received and approved, we we will get back to you with a list of options to choose from.

step 3

Get Funds

You can receive your funds as quickly as same day! you apply for funding in most cases.

FAQs

Frequently asked questions about Equipment Financing

What is equipment financing and how does it work?

Equipment financing allows you to purchase or lease equipment by spreading the cost over time. You get the equipment now and repay in fixed installments over a set term.

Can I finance both new and used equipment?

Yes! You can finance new or used equipment, depending on the age, condition, and type. Common categories include machinery, vehicles, technology, and more.

How is this different from a working capital loan or MCA?

Equipment financing is tied to a specific asset and typically offers longer terms and lower rates. MCA or working capital loans are unsecured and can be used for anything—but usually at a higher cost.

What are the qualifications to apply in Canada?
  •   6+ months in business
  •   $15K–$20K+ monthly revenue
  •   Credit score (600+)
  •   Quote or invoice for the equipment
  •   Business must be located in Canada
How fast can I get approved and funded?

Most deals are approved in 24–48 hours, with funding shortly after—once we have the equipment details and supplier invoice.

Apply for financing today!

Submit your application online and we will contact to present you with your financing options tailored to what your business needs.

Apply Now
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  • Business Term Financing
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  • Business Line of Credit
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  • Merchant Cash Advance
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  • Business Term Financing
  • Working Capital Loans
  • Business Line of Credit
  • Equipment Financing
  • Merchant Cash Advance
  • Debt Conslidation

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Toronto Office

  • 2967 Dundas St. W. #220D Toronto, ON M6P 1Z2
  • Phone: (866) 480-2611
  • Email: [email protected]
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  • Our Services
    • Business Term Loans
    • Business Line of Credit
    • Working Capital Loans
    • Merchant Cash Advance
    • Consolidation Loan
    • Equipment Financing
  • Our Company
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  • Resource Hub
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