Fast & Flexible Merchant Cash Advances

Financing That Moves at Your Speed

* Advance Funds Network does not provide funding for startups,
Read qualification requirements here.

We’re the fastest growing funding platform in US & Canada!

Simplified steps to securing a merchant cash advance

Apply Online

Kickstart your funding journey with a simple online application. It’s quick, user-friendly, and gets you on the fast track to financial support.

Compare Approvals

We provide you with various funding options tailored to your business needs. Take your time to compare and choose the best fit. Our transparent comparison makes it easy to understand your choices.

Receive Funding

Once you pick the best option, the funds are quickly processed and made available to you. Experience a smooth funding process designed to get the capital to your business efficiently.

Small business loans based on revenue

When your sales show promise, why let tight credit conditions hold you back? Traditional loans often miss the mark, not recognizing the real potential of steady earners. We do things differently.

Our revenue based financing offers the boost you need when your sales say ‘go’. No rigid credit checks, just a straightforward partnership where your success defines ours. It’s funding that keeps pace with your sales, so you never miss out on growth because of cash flow hiccups. We ensure you have the freedom to invest, innovate & grow.

Financing that grows with your business

Why should a number define your business’s potential? Our revenue-based financing looks at the bigger picture. Your real-world achievements and potential. We’re committed to ensuring financial hurdles never dampen your ambition.

Perfect for businesses ready to try new things, get bigger, or just keep everything running like clockwork, even when times are slow. Do not let the financial constraints hold you back from reaching your full potential.


Now is the chance to make that next big move without worrying about cash flow issues.

Growth Without the Guesswork

We’ve seen too many brilliant businesses hit a wall, not for lack of vision, but for lack of timely financial support. Our revenue based loans are here to fill those gaps, ensuring your cash flow never stops you from seizing the moment.

Predictable Payment

Enjoy the clarity of fixed monthly payments that fit your budget, ensuring financial management is straightforward. Whether your business journey is just beginning or you’re ready to take the next step, our terms are designed to match your pace.

Expert Financial Support

Connect with our funding specialists who understand your business’s unique needs. We’re here to guide you through the application process, ensuring you find the loan terms that best fit your business scenario, with a focus on growth.

Straightforward Eligibility

Your business’s performance opens the door to financial opportunities. Our simple online application process assesses your needs quickly, allowing you to qualify based on a minimum projected annual revenue of $400,000 and a credit score of at least 550.

Find your fit with merchant cash advance

When sales fluctuate, so should your financing options. That’s why our income based business loans are designed with your revenue in mind. We prioritize getting you the support you need, when you need it, with terms that align with your business’s revenue trends.

Frequently asked questions

What is a merchant cash advance?
A merchant cash advance (MCA) is a financing option where a business receives a lump sum of capital in exchange for a portion of its future sales revenue. Repayment is typically made through daily or weekly deductions from the business’s sales, continuing until the advance is fully repaid.
In a merchant cash advance arrangement, a provider offers a specific amount of funds upfront. The business then agrees to repay this advance by allowing the provider to deduct a fixed percentage of its daily or weekly sales until the total repayment amount is met. This repayment structure aligns with the business’s revenue flow, ensuring payments are proportional to income.
Merchant cash advances often come with higher costs compared to traditional financing options. The effective interest rates can be substantial, and the daily or weekly deductions can impact cash flow. It’s crucial for businesses to assess the total repayment amount and ensure that the advance will genuinely benefit their financial situation.
Merchant cash advances offer several benefits, including fast access to capital, flexible repayment terms tied to sales volume, and minimal requirements regarding credit history or collateral. However, they often come with higher costs compared to traditional financing options. The effective interest rates can be substantial, and the daily or weekly deductions can impact cash flow. It’s crucial for businesses to assess the total repayment amount and ensure that the advance will genuinely benefit their financial situation.

Have more questions?

Try our AI Support Agent below or Contact Us.

Get Qualified Now