* Advance Funds Network does not provide funding for startups,
Read qualification requirements here.
*Results shown are for illustration purposes only. Applications are subject to approval.
Owning a business may not always be simple—but applying with us is.
Since 2008, we have established ourselves as a leader in the small-medium sized business marketplace. We provide your business with several funding options until we find the one that works best for you. We never charge any upfront fees.
We don’t just look at credit scores; we see your business potential. Funding in just 4 hours, with no hidden fees.
We don’t just look at credit scores; we see your business potential. Funding in just 4 hours, with no hidden fees.
Flexible funds when your business needs it. Our line of credit offers easy access to money, helping you handle sudden costs.
Need funds fast? Our merchant cash advance is ideal for quick cash boosts, with simple, speedy processing to support your business’s needs.
Simplify your debts. Merge multiple payments into one, easing your financial management and focusing more on growing your business.
Partner with the Largest Business Loan Referral Network in USA & Canada. Sign up in minutes, start referring deals right away, and earn top industry commissions!
We keep our requirements simple and accessible, because we believe more businesses deserve access to capital. Here’s what you’ll need to get started:
Business loans come in several forms, depending on a company’s needs and financial situation. Common types include term loans (fixed repayment over time), lines of credit (borrow only what you need), equipment financing (specific to purchasing machinery or tools), and merchant cash advances (borrowing against future sales). Each option suits different needs, such as expanding operations or managing cash flow.
Same-day funding typically involves lenders who can quickly approve and disburse loans. The process often requires minimal documentation, such as proof of income and a business bank account. Applications are usually online, and decisions are typically made within hours, allowing funds to be deposited by the end of the day in many cases. However, terms and fees for expedited funding might vary.
To qualify for business financing through Advance Funds Network, businesses must meet basic eligibility criteria related to time in operation, revenue, and credit profile. To qualify for financing, businesses should have:
Credit score requirements vary by lender and loan type. Traditional lenders, like banks, usually require a good to excellent credit score (typically 650+). Alternative lenders or funding platforms may have more flexible criteria, focusing on revenue, time in business, or other factors rather than credit history alone.
Short-term business loans can provide quick access to capital, but they may come with higher interest rates or fees compared to traditional loans. It’s important to assess whether the loan’s cost aligns with the expected benefit, such as covering an urgent expense or seizing a business opportunity. Borrowers should always review repayment terms carefully.
