Business Debt Consolidation Loans - No Minimum Credit Score Required

Keep Your Business Moving By Consolidating & Extending Your Debt Payments.
Business professional smiling with a tablet, promoting same day funding for debt consolidation loans.
A+ rating from BBB for Advance Funds Network, offering fast and flexible business loan solutions since 2008.

Simplified steps to Debt Consolidation

1.

Apply Online

If your business deposits $15,000+ a month, you’re set to go. We don’t fuss over credit scores or long forms. It’s all about what you need.

2.

Compare Approvals

With a quick & simple online application you can focus on running your business. 

3.

Receive Funding

Time is money, and we won’t waste yours. Our dedicated team will service your global needs with a local touch.

Business professionals discussing debt consolidation solutions for financial growth and management.
Reinvest in Your Growth

Get Back to Business, Not Bills

Dealing with lots of different debts? It’s like being pulled in a bunch of directions at once. Our debt consolidation loans combine all your different debts into one. You get one bill, one payment date & one interest rate that makes sense.

We know you’ve got big plans, and debt shouldn’t slow you down. When you’re not chasing multiple payments, you’re planning your next big move. It’s freedom from the daily grind of debt management. We’re all about making things simpler and getting you back on track. Merging your debts with us means you can focus more on building up your business and less on the paperwork.

The aim is to provide you a clear path forward, not just a quick fix. See how one loan can change everything.

One Loan For All Your Debts

Business debt consolidation

Drowning in different debts can feel like you’re being held back from the big dreams you have for your business. We get it, and that’s why our personalized debt consolidation loans are designed with your ambitions in mind. It’s made to fit your business, no matter your past credit history.

Our approach is simple. Consolidate your debts into one payment, and suddenly, the path to financial clarity & business expansion becomes a lot clearer. Whether your credit’s been a barrier before doesn’t matter. We see the bigger picture. 


These consolidations are designed to smartly pull your finances back into line, helping you feel more secure & less stressed about money.

Let’s simplify your finances with one loan, setting your business up for success.

Business professionals discussing debt consolidation solutions for financial growth and management.

Your Shortcut to Debt-Free Start


ake the guesswork out of your business finances with a solution that brings everything under one roof. Too
many debts make things messy. We make it all one loan so you can see clearly and plan better.

Just One Bill to Pay

Switch to one monthly bill and focus more on growing your business. Perfect for those starting out, with no worry about your credit score.

Loans That Fit You

Get a loan customized for your unique business needs, starting with just $300,000 in projected annual revenue with a support that helps you thrive.

Everyone Gets a Chance

Your credit score won’t hold you back here. We look at your business’s potential, ensuring every business has the opportunity to succeed.

Over 1300+ Reviews Tell the Tale.

Real Stories. Since 2008.

FREQUENTLY ASKED QUESTIONS

Common questions. Straight answers.

What is business debt consolidation?

Business debt consolidation involves combining multiple business debts into a single loan with a unified monthly payment. This approach simplifies financial management and can potentially reduce overall interest costs, making it easier for businesses to manage their liabilities.

Several financing options can facilitate business debt consolidation, including:

  • Term loans: Fixed amounts borrowed and repaid over a set period.
  • SBA 7(a) loans: Government-backed loans that can be used to refinance existing business debt.
  • Business lines of credit: Flexible funding sources that can pay off existing debts.
  • Balance transfer business credit cards: Cards that allow transferring existing credit card debts to a new account, often with an introductory low-interest period.

Each option has its own eligibility requirements and terms.

Consolidating business debt offers several advantages:

  • Simplified payments: Merging multiple debts into a single loan reduces the number of payments and creditors to manage.
  • Potential cost savings: Securing a lower interest rate on the consolidation loan can decrease overall interest expenses.
  • Improved cash flow: Lower monthly payments can free up capital for other business operations.
  • Enhanced credit profile: Consistent, on-time payments on the new loan can positively impact the business’s credit score.

While debt consolidation can be beneficial, potential risks include:

  • Fees and costs: Some consolidation loans may come with origination fees or prepayment penalties.
  • Collateral requirements: Secured loans may require business assets as collateral, putting them at risk if repayments aren’t met.
  • Extended repayment terms: Longer loan terms can lead to paying more interest over time, even with a lower rate.
  • Temporary relief: Without addressing underlying financial issues, consolidation may only provide short-term benefits.
Ready for a Financial Reset?

Let's make debt simpler to handle

If sorting out multiple debt payments is keeping you from focusing on your business, let’s talk. That means one due date, one payment to manage, making your financial goals visible and more attainable.

Get Qualified Now