Kickstart your funding
journey with a simple online application. It’s quick, user-friendly, and gets you on the fast track to financial support. Just
We provide you with various funding options tailored to your business needs. Take your time to compare and choose the best fit. Our transparent comparison makes it easy to understand your choices
Once you pick the best option, the funds are quickly processed and made available to you. Experience a smooth funding process designed to get the capital to your business efficiently, so you
Running a business means facing unexpected cash flow challenges. Whether it’s stocking up inventory, emergency repairs, or just smoothing out the ups and downs, waiting on traditional banks can feel like being stuck at a red light.
We simplify financial management. With just a year in business, a projection of $500k revenue, and a 600 credit score, you’re more than numbers on a page. You’re a business with ambitions we’re ready to support. As you repay, your credit refreshes, ensuring a constant stream of funds for your ever-evolving business needs.
No more missed chances or operational hiccups. Just the freedom to focus on what you do best, growing your business with the confidence that financial support is always at hand. Our line of credit for small businesses is the green light you’ve been waiting for.
Growing fast means you need money that keeps up. Our instant line of credit gets this. It’s here for the big moves, like opening a new location or launching a product, and the small ones, like fixing equipment or buying more supplies.
We’re all about making things simple. If you’ve been around and know where you’re headed, we’re ready to back you up. This line of credit is more than money. It’s a boost that helps you jump on opportunities without missing a beat.
Think of us as your behind-the-scenes team, making sure you’ve got the financial muscle to push forward, whenever you need it. No long waits, no complicated interest rates. Just the freedom to grow your business on your terms.
Growing your business is tough when you’re doing it alone. Secure fixed-rate business term loans that make financial planning straightforward. Ideal for businesses looking for consistent repayments and growth without the unpredictability of changing rates.
Enjoy the clarity of fixed monthly payments that fit your budget, ensuring financial management is straightforward. Whether your business journey is just beginning or you’re ready to take the next step, our terms are designed to match your pace.
Connect with our funding specialists who understand your business’s unique needs. We’re here to guide you through the application process, ensuring you find the loan terms that best fit your business scenario, with a focus on growth.
Your business’s performance opens the door to financial opportunities. Our simple online application process assesses your needs quickly, allowing you to qualify based on a minimum projected annual revenue of $400,000 and a credit score of at least 550.
A business line of credit is a flexible financing option that allows businesses to access funds up to a predetermined limit. Unlike a traditional loan, where a lump sum is disbursed upfront, a line of credit enables businesses to draw only the amount needed and pay interest solely on the borrowed portion. This financial tool is often used to manage cash flow, cover unexpected expenses, or seize growth opportunities.
A business line of credit functions similarly to a credit card. Once approved, a lender provides a maximum credit limit that the business can draw from as needed. Interest is charged only on the funds utilized, and as repayments are made, the available credit is replenished, allowing for continuous access to funds within the set limit. This revolving nature offers flexibility to address various financial needs over time.
Interest rates for business lines of credit can vary widely based on factors such as the lender, the creditworthiness of the business, and prevailing market conditions. Generally, rates may range from as low as 8% to upwards of 24% annual percentage rate (APR). Traditional banks might offer lower rates compared to online or alternative lenders. It’s essential for businesses to compare offers from multiple lenders to secure the most favorable terms.
Qualification criteria for a business line of credit typically include:
Meeting these criteria can enhance the likelihood of approval and access to more favorable terms.
Get the cash to grow, fix equipment, or manage the ups and downs.
Talk to us. Our team knows the ins & outs of getting your business the credit line it needs, fast. We’re here to help you figure out the best way to use it, with clear terms and rates that work for you. Let’s talk about how we can help your business keep moving forward.
Empower your clients with our same day business funding solutions through our referral network!
Partner with us to reach potential merchants using our patented technology on the Advance Funds Network platform.
Putting Our Clients First Since 2008
© Advance Funds Network 2024. All rights reserved.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
