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Same Day Funding Across USA & Canada

Proudly Serving Canada Since 2008

Business line of credit for flexible, on-demand funding

  • Should be Empty:

"Leon has been very patient and helping us all the way! I am happy to get to know Advance funds and love to work with them through our business all the way until we reach our goal!!"

Ashadi T., AlbertaaIkuko B., BC

Financing amount

$5K - $350K

Terms available

6 - 24 Months

Avg. approval time

24 Hours

What is a business line of credit?

A line of credit gives your business ongoing access to funds without needing to reapply each time. You borrow only what you need, when you need it, and pay interest only on the amount used. It is a flexible option for Canadian business owners who want reliable working capital on hand.

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What can you use a line of credit for?

From managing payroll and covering supplier costs to bridging seasonal slowdowns, a business line of credit helps you stay on track. It is ideal for Canadian businesses that want the freedom to manage cash flow without locking into a long term loan.

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Trusted by small businesses across Canada

For over 18 years, Advance Funds Network has been the trusted partner empowering small businesses with tailored financing solutions designed for your unique needs.

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Minimum funding requirements

Advance Funds Network offers a variety of funding options across all provinces in Canada based on these minimum eligibility requirements:

Location

Canada

monthly deposits

$20,000

time in business

6 Months+

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How do I get started?

Our process is designed to be simple and efficient, so you can focus on running your business while we take care of the rest.

step 1

Submit Application Online

We need a few basic details from you, the entire process takes less than 3 mins!

step 2

Compare Approvals

Once your application is received and approved, we we will get back to you with a list of options to choose from.

step 3

Get Funds

You can receive your funds as quickly as same day! you apply for funding in most cases.

FAQs

Frequently asked questions about Business Line of Credit

What is a business line of credit and how does it work?

A line of credit gives your business access to revolving funds—draw what you need, when you need it, and only pay interest on what you use.

How is this different from a merchant cash advance (MCA)?

Unlike an MCA, which is repaid daily or weekly based on revenue, a line of credit gives you ongoing access to capital with more flexible repayment terms.

What are the minimum requirements to qualify?
  •   6+ months in business
  •   $20,000+ monthly revenue
  •   Credit score of 600 or higher
  •   Canadian-based business with a business bank account
How fast can I access the funds?

Once approved, you can draw funds same-day or within 24 hours—perfect for covering short-term needs or cash flow gaps.

What can I use the line of credit for?

Use it for inventory, payroll, marketing, expansion, or any other business expense—no restrictions on how you use the funds.

Apply for financing today!

Submit your application online and we will contact to present you with your financing options tailored to what your business needs.

Apply Now
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  • 2967 Dundas St. W. #220D Toronto, ON M6P 1Z2
  • Phone: (866) 480-2611
  • Email: [email protected]
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  • Our Services
    • Business Term Loans
    • Business Line of Credit
    • Working Capital Loans
    • Merchant Cash Advance
    • Consolidation Loan
    • Equipment Financing
  • Our Company
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  • Resource Hub
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