Our application process is straightforward and can be completed online or over the phone in less than 60 seconds.
We provide you with various funding options tailored to your business needs. Take your time to compare and choose the best fit.
Experience same-day access to your funds, hassle-free.
Every business’s journey is unique, especially when it comes to scaling up. Growing a business is a hands-on job that demands smart, timely decisions. Especially when it’s about equipping your operation for the next level. You might be ready to expand your operations with heavy machinery.
We simplify equipment financing. Our approach considers your unique journey, making capital equipment accessible. With us, equipment financing is a partnership.
No long waits, no endless paperwork. Just the support you need to invest in what truly moves your business forward.
Imagine the possibilities with the right equipment in hand. Maybe it’s upgrading your farm for better agriculture, opening a brewery with the finest machinery, or setting up a restaurant that feels like home.
Traditional paths to financing can feel closed off, especially when you’re just starting out or faced with credit challenges. Not here.
Our equipment financing removes barriers, We offer a clear path to the tools you need. From lawn care to power loads, dental suites to industrial might, we’re in the business of saying ‘yes’ to your growth.
Let’s make those big moves together, ensuring your business has the equipment it needs to expand.
There’s no risking your credit score to see if you qualify, and you get the peace of mind that comes with
financial readiness. We’re your partners in making those crucial moves without a moment’s delay.
If your business deposits $15,000+ a month, you’re set to go. We don’t fuss over credit scores or long forms. It’s all about what you need.
With a quick & simple online application you can focus on running your business.
Time is money, and we won’t waste yours. Our dedicated team will service your global needs with a local touch.
Equipment financing is a type of loan that allows businesses to purchase necessary machinery, vehicles, or technology by using the equipment itself as collateral. This means that if the borrower defaults, the lender can seize the equipment to recoup losses. Once the loan is fully repaid, the business owns the equipment outright.
In equipment financing, a business takes out a loan to purchase equipment and gains ownership after repayment. Conversely, equipment leasing involves renting the equipment for a specified period without ownership; at the end of the lease, the business may have the option to purchase, return, or renew the lease. Leasing can be beneficial for equipment that may become obsolete quickly, while financing is preferable for long-term assets.
Interest rates for equipment financing vary based on factors like credit score, time in business, and the lender’s policies. Generally, rates can range from 6.5% to 34.99% APR. Loan amounts may go up to $1 million, with repayment terms typically spanning from one to five years. Some lenders may offer up to 100% financing, meaning no down payment is required.
Equipment financing enables small businesses to acquire essential tools without significant upfront costs, preserving cash flow for other operational needs. Additionally, since the equipment serves as collateral, it may be easier to qualify for this type of loan, even for businesses with less established credit histories. Ownership of the equipment also allows businesses to claim depreciation and interest expenses as tax deductions.
Need to buy new equipment but unsure about the best financing route? Let’s talk. We’re here to clear up the questions. Talk to us. We break down equipment financing to fit your business, big or small.
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To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
