(866) 480-2611


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No Upfront Fees
Approvals within minutes
Funding within hours
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Time in business

Minimum 3 months in business


USA & Canada


All industries welcomed

Annual Revenue

Estimated $200,000+ in the past 12 months

Personal Credit

No minimum credit score

Welcome to Advance Funds Network, your gateway to a diverse range of funding solutions tailored for businesses of all kinds. Whether you’re seeking business lines of credit, working capital loans, or term business loans, we’ve got you covered.

Ready to take the next step? Applying is a breeze – no cost, no strings attached. Our user-friendly online application takes minutes to complete. Within hours of submitting your application, expect your financing quote to land in your inbox. Alternatively, for personalized assistance, don’t hesitate to connect with a dedicated Financial Advisor at (866) 480-2611.

Your financial journey starts here!

Our Process

Apply Online

Compare Approvals

Receive Funding


Term Business Loans

Unlock your potential with Term Business Loans – where your credit score doesn't define your business. We green-light businesses that traditional banks may overlook. Our efficient process can put funds in your hands in as little as 8 hours. No application fees, no collateral – ever.


Working Capital Loans

Elevate your business with Working Capital Loans – straightforward, no application fees, and not solely dependent on your credit history. If your business maintains an average of $15,000+ and boasts a track record of more than three months, take the leap and apply today!


Business Line of Credit

Business Line of Credit is your key to seizing opportunities as they arise. With this versatile product, you'll gain swift access to funds once approved, all without the confines of specific borrowing timelines or purposes.


Equipment Financing

Equipment Financing is a financial solution tailored for businesses seeking to acquire essential equipment and machinery. It allows companies to obtain the necessary assets without a significant upfront cost by spreading payments over time.


Merchant Cash Advance

Experience the turbocharged pace of the Business Cash Advance (Merchant Cash Advance) – your express ticket to rapid business financing. With the potential to be funded in hours, it's your shortcut to financial empowerment.


Business Debt Consolidation Program

Business Debt Consolidation Programs offer businesses a streamlined way to manage and pay off multiple debts. These programs make it easier to regain financial stability and reduce overall debt burdens.

Over 1000+ Reviews Tell the Tale.
Real Stories. Genuine Success.

Why Choose Us

24/7 direct account management

Around Clock Customer Support

Customized programs to fit your needs

Over $1.8 billion funded

Approvals in Minutes

All Credit Types

Nurturing Business, Cultivating Hope

Putting Our Clients First Since 2008.
Become A Partner
Partner with us to reach potential merchants using our patented technology on the Advance Funds Network platform.
464 Kings Highway Brooklyn, NY 11223
1633 Rt 35N Unit 4 Oakhurst, NJ 07755
5858 Dryden Place Carlsbad, CA 92008 Suite 238
2967 Dundas St. W. #220D Toronto, ON M6P 1Z2
(866) 480-2611
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
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