This economy's hitting small businesses hard. It’s not uncommon to see store closing and going out of business signs adorning the windows of your local shopping center. Still, in these tough times, hope remains. There are brave souls out there looking to transition into a new career or determined to make their mark in the business sector.

There are two businesses that come highly recommended to these new proprietors:

1. Franchises
2. Leasing durable medical equipment (DME)

Neither of these investments looks like much on the surface, but dig a little deeper and you may be surprised at what you find out. We don’t have enough time to cover both possibilities in one article, so for clarity’s sake, this one will focus on investing in a DME business.

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The average cross-section of American small business does not come in a one-size-fits-all model. Since local businesses aren't generally produced from cookie-cutter molds; they're financing shouldn't be either. The funding should be tailored to fit the needs of the business. Luckily, there are lending options that do just that. They're called unsecured lines of business credit.

But it's not enough just knowing that customizable resources exist. You have to figure out how to use them to strategically build and grow your business. That's where this article comes in. It will cover the basics of how to strategize so you implement your unsecured loan in the best possible way.

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Unsecured loans for bad credit are available for your retail store - even though your bank may have turned you down. In the current economy, it is critical to have the right funding options, especially if you are a retail business that is struggling to generate more profits. In your industry, you have to have working capital to have product on the shelves and to advertise to get people in the door. However, when your expenses are tight, and you do not have access to loans through your traditional lender, realize you do have other options. Acquiring unsecured loans for bad credit through Advance Funds Network could be your best alternative credit option.

The Types of Loans You Need

There are three main types of unsecured loans for bad credit available to small to medium retail establishments.

• Inventory Loans - Your small business needs to line the shelves with products customers want to buy. Inventory loans can help you to have the most up to date products to sell to customers. You do not have to wait for the products you currently have to sell to have the money to purchase new product.

• Renovation or Expansion Loans - One of the most important things consumers look for when they enter a retail establishment is how fresh and dynamic the location is. Is it appealing aesthetically? On the other hand, you may want to expand your business to a larger location, or add on to your building. This type of loan can fill those particular needs.

• Temporary Cash Flow - Whether your retail business is seasonal or just in a slump, having cash on hand to pay employees and suppliers is necessary. When your business needs a boost to its cash flow, this type of loan can do that for the business.

Do you have another need for cash? Some retail businesses may have other needs, and Advance Funds Network can still help. There are a few things to keep in mind. When you work with Advance Funds network, you do not have to worry about being turned down, as long as you have the customer sales necessary to qualify. You can get unsecured loans for bad credit. As long as you have the inflow of credit card sales to qualify, this lender will help you to get the funding your retail establishment needs.

To keep your retail establishment profitable, reach out for a new loan. Take advantage of the opportunities to grow your business, expand your inventory or just get through the down economy without having a fixed monthly payment to make. Advance Funds Network makes it easy for you to achieve all of your goals, and to do so quickly and affordably. There is simply no reason not to apply for this loan. There is no obligation or cost, and you can get a quote in as little as 24 hours.